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Tips for buyers
Tips for buyers
Tips for buyersNumber 1: Get pre-approved for a loan.Most Realtors would suggest that you only get pre-qualified for a loan, but there is an important distinction. Getting pre-qualified for a loan does not mean that the bank promises to give you a loan while a pre-approval does. Remember this, most homes fail to close because the buyer is incapable of securing a loan on time. During a pre-approval, a good loan officer will be able to address problems concerning credit or debt issues and solve them long before they ever affect your closing. Also, a pre-approval letter is a very powerful negotiating tool. Sellers are willing to sell at a slight discount to someone they know who can get a loan than to risk a full price offer with someone who may not. Number 2: Don’t call the Realtor on the sign in front of the house.The Realtor with the sign in the front yard has been hired by the home owner to represent the owner in selling the property. They have a fiduciary relationship with them and, legally, MUST try to get the highest price from you with the least amount of concessions. You, on the other hand, are trying to get the lowest price with the most amount of concessions. Once you have a house you would like to see, let us know so we can get you inside and start securing your negotiating position against the seller. Number 3: Ask yourself, if I find the home that perfectly matches what I am looking for today, am I willing to write an offer?Buying a home is a big financial decision and it is completely understandable for you to be hesitant to pull the trigger. The problem is that we’ve seen many buyers lose the opportunity to buy the house of their dreams because they wanted to “think about it.” As investors, we too are sometimes hesitant to act as well. However, we know how to write effective contracts so that, if we discover that we don’t want to buy the house, we can walk away with very little money out of our pocket. As your representation, you can receive the same risk-protection. Number 4: Sign up for automated listings.With thousands of homes on the market, it is highly unlikely you will find the home of your dreams simply by driving around a neighborhood. For starters, you are going to waste a lot time looking at houses that don’t even come close to your standards and, while you are looking, someone else could be buying the exact property you are seeking. With the automated listings, every day you will receive information on all of the latest houses that have come out on the market that specifically match what you are looking for. You will receive a detailed description of the property as well as its address. With this information, you can dramatically decrease the time it takes to find the right house and increase your chances of finding the perfect house for you! You can sign up for automated listings here. Number 5: Contact us!Since our commission will be paid by the seller, there is absolutely no reason why you shouldn’t get professional advice on buying your next home. We love fighting for you to get the house of your dreams at the best possible price. You will receive representation from Realtors who know how make a transaction run smoothly. To get started today, click here! |
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